Payment processing

Restaurant & small business payment processing

Sell with a fast and secure solution. Choose the payment terminal or POS that fits your business.

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POS payment processing that helps your bottom line

You have a business to run. You deserve to know exactly how much you’re paying for credit card processing. And you shouldn't have to worry about hidden fees or being locked into a multi-year contract. At SpotOn, our pricing is transparent and affordable, with built-in tools to help you grow your business.

Gift cards everyoneloves to give

Keep more of your hard-earned money

Cut costs with transparent and affordable POS credit card processing with no long-term commitment.

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  • No hidden fees or long-term commitment

    Know exactly how much you’re paying and avoid hidden costs with simplified statements and fair pricing. No long-term commitment. We work to earn your business every day.

  • Next-day funding

    Access your funds quicker so you can restock inventory, pay your employees on time, and keep your cash flow healthy.

  • “Dual Pricing” options

    Save even more by offsetting credit card processing fees with a dual pricing plan that gives cash-paying customers a discount.

Streamline transactions with POS & payment terminals

Increase sales by making it fast and easy for customers to pay how they want

  • POS payment processing

    Streamline orders and payments with a cloud-based point-of-sale or payment terminal customized to work the way you work.

  • Mobile & virtual terminals

    Take payments securely right from your phone or computer. Send invoices, set up recurring payments. All from one online dashboard.

  • Digital payments

    Tap, dip, swipe, scan. Increase sales by accepting popular payment types, including cards, Apple Pay, Google Pay, PIN debit, EBT, PayPal, and Venmo.

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Build your customer list & keep them coming back

Payment processing is only the start. Automatically grow your customer list with every sale and drive repeat visits with built-in tools.

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  • Marketing

    Offer deals through email and social media in minutes. Our customizable templates and drag & drop editor make it simple.

  • Review management

    Monitor and improve your reputation on online review sites to attract new customers and grow your brands.

  • Data & insights

    Make decisions that boost revenue and lower costs. SpotOn gives you easy-to-read reporting on sales, transactions, and marketing campaigns.

Giving businesses back their time and money

  • client tell

    “Handhelds are such a convenience for the guests. Especially if you're a busy restaurant and you've got people waiting for tables, these minutes are like gold. So being able to speed up that process is incredible.”

    Beth HusseyCo-owner, Hazel’s
    Read the story
  • client tell

    "The handhelds are a dream come true for our servers. They can do three things at once instead of going back and forth to the POS."

    Kamal AzzouzOwner, Urban Roast
    Read the story
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Payments and so much more

Looking for more than restaurant and small business payment processing? Create a better customer experience and grow your bottom line with tools that work together.

Work with apartner wholistens

Your operations are unique. That’s why we tailor our payment solutions to meet the needs and goals of each client we work with. Our solutions are made for you, and they come with a few promises:

  • Honest pricing with no hidden fees and no long-term commitment
  • An implementation team to set up your website the way you want it from the get-go
  • An implementation team to set up your system the way you want it from the get-go
  • 24/7/365 customer phone support that responds within a few minutes
  • Technical experts who'll ensure your tech is running perfectly—today and tomorrow

Grow your business with a payment processing solution that works for you

Get peace of mind with a payment solution that’s affordable, and has built-in tools to help you cut costs and increase sales.

More solutions for your business

Frequently asked questions

How can SpotOn help me with small business payment processing?

Gift cards are an effective way to boost holiday sales, increase customer spending, and promote your business by encouraging customers to share what you offer with family and friends.

What payment options does SpotOn offer with POS credit card processing?

We give you custom-design options, bulk discounts for large orders, fast loading capabilities, and features that allow for refunds, reloads, and reporting data.

How quickly can I access my funds with SpotOn POS payment processing?

Your restaurant can customize your egift card options through the SpotOn dashboard, allowing customers to purchase and send egift cards online. They can also redeem them when ordering online or dining in-house.