With SpotOn Capital, you can get funding to propel your business forward from a partner who supports your success.
Lengthy requirements. Hard credit checks. Investor presentations. So often these are what stand between you and your success. SpotOn Capital not only removes these roadblocks, but also gives you the funding your business needs to reach its full potential.
Apply. Receive. Spend. With SpotOn Capital, qualified SpotOn clients can get funding up to $300,000 through an effortless application and loan process.
Apply in minutes from your SpotOn Dashboard. No tax returns or receipts needed. Get a decision right away.
Get your money fast. On average, approved customers see funds in their account by the next business day.
Use your capital for any business need. Renovate, buy equipment, cover overhead costs—whatever your business needs to succeed.
Pay back more when business is good. And less when it's slow. SpotOn Capital was made with your success in mind.
Pay only one fixed fee that's a percentage of your loan. No periodic or compound interest rates.
Never worry about late payments. Every day, a fixed percentage of your credit card sales is automatically deducted and applied to your loan.
No application fees. No processing fees. No late fees. No hidden fees. And no surprise surcharges.
With SpotOn's online small business loans, everything you need to manage your loan is right at your fingertips.
Stay in the know. View signed documents, track your progress, and see your payment history—all from your dashboard.
Pay off your loan quicker. Through your dashboard, you can make as many prepayments as you want without fees.
Get even more funding. Once your loan is repaid, you can apply again. And repeat the process as often as you like.
“Handhelds are such a convenience for the guests. Especially if you're a busy restaurant and you've got people waiting for tables, these minutes are like gold. So being able to speed up that process is incredible.”
"The handhelds are a dream come true for our servers. They can do three things at once instead of going back and forth to the POS."
Looking for more than working capital for small business? Check out our other solutions to see how we can help streamline your business.
Your business is one of a kind. That's why we customize your SpotOn solution to the way you work. Our technology is backed by a few promises:
Get in touch with a consultant today to see how you can transform your business with SpotOn's capital loans and payment processing technology.
Gift cards are an effective way to boost holiday sales, increase customer spending, and promote your business by encouraging customers to share what you offer with family and friends.
We give you custom-design options, bulk discounts for large orders, fast loading capabilities, and features that allow for refunds, reloads, and reporting data.
Your restaurant can customize your egift card options through the SpotOn dashboard, allowing customers to purchase and send egift cards online. They can also redeem them when ordering online or dining in-house.
